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Knowledgeable Twin Cities Bankruptcy Lawyers If you are facing financial issues, as so many families are, it is important that you take action to prevent yourself from becoming overwhelmed before it is too late. Our lawyers at Twin City Attorneys, P.A. are advocates who are committed to representing our clients with knowledgeable counsel. Having handled over 1500 bankruptcies under the Bankruptcy laws, both new and old, our firm is experienced in advising you of your options for filing for bankruptcy. To learn more, see below, our bankruptcy facts page, our bankruptcy worksheet or contact us for an appointment. Chapter 7 To be eligible for a filing a Chapter 7 bankruptcy, you must pass the Means Test. This is a formula determines if you are under the median income level for filing a Chapter 7 bankruptcy. If you are eligible, Twin City Attorneys, P.A. would be able to move forward with a Chapter 7, which is also known as the "fresh start" bankruptcy. It is called this because the majority of your unsecured debt may be discharged, allowing you to regain control of your finances. Chapter 13 If you are not eligible for a Chapter 7 because your income as calculated by the Means Test too high, you still may have the option of seeking relief through a Chapter 13 bankruptcy filing. Chapter 13 is a reorganization of your debts that is designed to help you repay your creditors as much as possible. Many of your debts may be discounted and you have up to 5 years under your Chapter 13 plan to repay your remaining debts. A Chapter 13 is useful if you have developed an arrearage on your mortgage, as the arrears can be paid through the plan. This may be enough to help you save your house from foreclosure. Related Bankruptcy Matters In addition to handling Chapter 13 and Chapter 7 bankruptcy filings, Twin City Attorneys, P.A. can assist clients that are facing a range of issues that are related to bankruptcy. Some of the other matters on which we can advise include: - Foreclosure
- Loan modification
- Repossession
- Wage garnishment
- Creditor harassment
To learn more about your options for filing for bankruptcy or gaining other financial relief, contact the bankruptcy lawyers at Twin City Attorneys, P.A. today. We can review your entire financial situation and determine the best to resolve to your financial difficulties. Looking for other Websites with general legal information? See our resource links page. If you need experienced, responsive, flexible legal services, contact the Twin Cities, Minnesota, law firm of Twin City Attorneys, P.A. The firm represents clients in the Minneapolis - St. Paul Metropolitan area, including Ramsey, Washington, Chisago, Anoka, Wright, Hennepin, Carver, Scott, and Dakota counties. Flexible Hours including Sunday afternoons and Sunday, Monday, Tuesday, Wednesday evenings. The firm accepts Visa, MasterCard, American Express, and Discover credit cards. E-mail: Contact Us Twin City Attorneys, P.A.
2151 N. Hamline Avenue
Roseville, MN 55113
Toll Free: 888-858-9593
Phone: 651-968-8728
Fax: 651-639-0056
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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